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Payment Policy


This policy covers Registration, Cancellation & Refund rules for the payment done by you for subscribing or purchasing a product / software or a training program with us
1. While registering for any product please take care that you enter all the details correctly.
2. Paid product registration confirmation will be received only on receipt of the payment.
3. After making payment give us an extra day over and above the regular time taken by a bank to clear payments for us to confirm receipt of payment.
4. None of the payment made to us is applicable for interest payment to you.
5. Valid registration for workshop makes you eligible for any benefit scheme if applicable and this can be availed of, only after the payment is received by us.
6. All Training Registrations, Subscriptions and Sales made are final. Payment once realized cannot be cancelled or Refunded for any reason.
7. A product once bought cannot be returned; nor can payment be refunded.
8. By subscribing to our services, software or training you AGREE that you have READ and ACCEPTED the "Payment Policy".
9. You can shift over to a higher cost product with the amount being adjusted to the new product.
10. For Paid Training Workshop registrations cheques will be accepted 3 days prior to the date of the workshop after which the registrations will have to be done using cash, demand draft or credit/debit card.
11. Once registered, Postponement and Cancellations of workshop are not allowed.
12. Payment receipts are electronically generated and do not require a signature.
13. Do not Share your credit card information with anyone. Payments made by your cheque, net banking or credit/debit card will be final and will be assumed to be done by you only.
14. If you require a payment receipt in print or have not received it on email then send us a mail requesting the same on info@phtst.com
For further clarification submit your query on email or contact us on our office numbers.